Terms of Service

Use of Content

All materials on this site are for informational purposes only and may not be reproduced without permission.

Membership & Services

Access to certain areas or services may require prior membership or contractual agreement.

No Guarantee

While we strive to ensure accuracy, we make no guarantees regarding completeness or reliability of information presented.

Liability & Risk Disclaimer

COMPLETE LIMITATION OF LIABILITY: Altum Solutions Group, its officers, directors, employees, agents, and representatives are not liable for any direct, indirect, incidental, special, consequential, or punitive damages of any kind whatsoever resulting from:

Technical & Operational Risks

Website outages, downtime, or inaccessibility due to any cause
Viruses, malware, or cyberattacks affecting this website or user systems
Data breaches, security incidents, or unauthorized access
System failures, server errors, or technical malfunctions
Internet connectivity issues or network disruptions
Software bugs, glitches, or programming errors
Third-party service failures (hosting, email, payment processors)

Business & Financial Risks

Loss of business opportunities or revenue due to website unavailability
Financial losses from interrupted transactions or communications
Reputational damage from technical difficulties or security issues
Missed deadlines or opportunities due to system failures
Data loss or corruption of any user information or communications

Force Majeure & External Events

Natural disasters, power outages, or infrastructure failures
Government actions, regulations, or legal restrictions
Terrorist attacks, war, or other catastrophic events
Pandemics, health emergencies, or social unrest
Supply chain disruptions affecting technology services

USE AT YOUR OWN RISK: Users acknowledge that internet-based services carry inherent risks and agree to use this website and all related services entirely at their own risk and discretion.

Professional Advice Disclaimer

Altum Solutions Group provides services and materials strictly for educational and informational purposes. Nothing on this website or in any related communications should be construed as legal, financial, investment, tax, accounting, or other professional advice, nor as a substitute for consultation with qualified professionals.

No professional relationship is created through the use of this website or any communications with Altum Solutions Group. No client, fiduciary, attorney-client, advisory, or other professional relationship is established by accessing this website or communicating with us.

Limitation of Liability: Altum Solutions Group accepts no liability for any decisions made or actions taken based on the information provided on this website. Users should always consult with appropriate qualified professionals before making any legal, financial, or business decisions.

Investment Risk Warning: Past performance does not guarantee future results. All investments and business ventures involve risk and potential loss of capital. The content on this website is not intended as investment advice or recommendations.

Intellectual Property & Copyright

All content on this website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, methodologies, and software, is the exclusive property of Altum Solutions Group and is protected by international copyright laws and intellectual property regulations.

Protected Elements

Company name, logos, and brand identity
Website design, layout, and user interface
Written content, documentation, and methodologies
Images, multimedia content, and visual materials
Software, technical innovations, and proprietary systems
Strategic frameworks and consulting methodologies

Usage Restrictions

No copying, reproduction, or distribution without explicit written permission
No commercial use or monetization of content
No creation of derivative works based on protected materials
No reverse engineering of software or proprietary systems
No trademark infringement or unauthorized brand usage
No extraction of data or content for competitive purposes

Legal Enforcement

Unauthorized use of any protected materials may result in legal action, including claims for damages, injunctive relief, and attorney's fees. Altum Solutions Group actively monitors and enforces its intellectual property rights.

Service Terms & Refund Policy

Altum Solutions Group provides highly customized strategic consulting and infrastructure services tailored to each client's unique needs and circumstances. All services are provided under individual service agreements that supersede any general terms.

No Refund Policy

All payments are final and non-refundable under any circumstances. This includes but is not limited to:

Services commenced or delivered in whole or in part
Intellectual property, reports, or strategic advice provided
Time allocated, research conducted, or consultations held
Infrastructure services, financial oversight, or administrative support provided
Client dissatisfaction with outcomes or recommendations

Contractual Basis

By engaging Altum Solutions Group's services, clients acknowledge the bespoke, intellectual nature of strategic consulting and infrastructure services, and agree that services cannot be "returned" once intellectual property has been shared, time has been allocated, or services have been commenced. This policy is enforceable under applicable business law and individual service contracts.

Violations, Termination & Multi-Jurisdictional Enforcement

TERMINATION AUTHORITY: Altum Solutions Group reserves the right to terminate, suspend, or restrict access to this website and related services for violations of these terms, with notice as required by applicable law.

Prohibited Activities & Consequences

Intellectual Property Violations: Unauthorized use, copying, or distribution of protected content
Confidentiality Breaches: Disclosure of proprietary information or trade secrets
Fraudulent Conduct: Misrepresentation, false claims, or deceptive practices
Competitive Intelligence Theft: Unauthorized extraction of proprietary data
Technical Abuse: Unauthorized access attempts or system interference
Contract Violations: Breach of service agreements or professional obligations
Defamatory Actions: False statements causing reputational harm
Regulatory Non-Compliance: Violations of applicable laws or professional standards

International Arbitration & Dispute Resolution

PRIMARY ENFORCEMENT MECHANISM: For business relationships and professional services, disputes shall be resolved through binding international commercial arbitration under:

International Chamber of Commerce (ICC) - Paris arbitration rules
London Court of International Arbitration (LCIA) - English arbitration law
Singapore International Arbitration Centre (SIAC) - UNCITRAL rules
American Arbitration Association (AAA) - International commercial rules
New York Convention Enforcement - Recognition in 160+ countries
Seat Selection: London, Singapore, or Nevada at Altum's discretion

Multi-Jurisdictional Court Enforcement

Where arbitration is not applicable or for urgent relief, Altum Solutions Group may pursue legal action in courts with reasonable connection to the dispute:

Nevada State Courts - Primary corporate jurisdiction and governing law venue
U.S. Federal Courts - For intellectual property, interstate commerce, and federal law matters
Domicile Jurisdiction - Where violating parties are incorporated or resident
Performance Jurisdiction - Where services were performed or contracts executed
Asset-Based Jurisdiction - Where recoverable assets or business operations are located
Intellectual Property Forums - Specialized IP courts in relevant jurisdictions

Business vs Consumer Relationships

Business Relationships

Professional services, B2B contracts, and commercial partnerships are subject to full contractual jurisdiction and arbitration provisions above.

Consumer Rights

Individual consumers retain mandatory rights under applicable consumer protection laws, including local jurisdiction and dispute resolution options.

Available Remedies & Enforcement

Upon material breach, Altum Solutions Group may seek appropriate relief including:

Injunctive Relief: Court orders to prevent ongoing violations and protect proprietary interests
Monetary Recovery: Damages for actual losses, lost profits, and statutory penalties where applicable
Asset Preservation: Freezing orders on relevant assets pending dispute resolution
Professional Sanctions: Reporting to relevant professional bodies and regulatory authorities
Criminal Referrals: Coordination with law enforcement for violations involving criminal conduct
International Cooperation: Utilizing mutual legal assistance treaties and enforcement mechanisms
Reputational Measures: Disclosure of breaches where legally permissible and commercially appropriate
Account Actions: Working with financial institutions regarding fraud or breach-related transactions

Governing Law Framework

This agreement is governed by a comprehensive legal framework:

Nevada Revised Statutes - Primary governing law for contractual interpretation
U.S. Federal Law - Applicable for intellectual property, securities, and interstate matters
International Commercial Law - UNCITRAL Model Law and CISG where applicable
Treaty Obligations - Hague Service Convention, New York Convention, and bilateral agreements
Professional Standards - Applicable industry regulations and ethical requirements
Consumer Protection Laws - Mandatory local protections where legally required

Legal Costs & Recovery

In business relationships and professional service agreements, prevailing parties may be entitled to recovery of reasonable legal costs, arbitration fees, expert witness expenses, and other dispute resolution costs as permitted by applicable law and contractual provisions.

Jurisdiction Consent & Limitations

Business users consent to jurisdiction in forums with reasonable connection to the dispute, subject to applicable procedural and constitutional limitations. Consumer users retain rights under mandatory local consumer protection laws. Nothing herein waives diplomatic immunity, sovereign immunity, or other legally protected status.